Life insurance is the insurance that aims to bear against unexpected financial losses caused by the death of his life too fast or too long. Here illustrated that in life insurance, the risks faced are:

• The risk of death
• Someone living too long

It is, of course, will bring a lot of aspects, if the risks inherent in a person is not insured with a life insurance company. For example the guarantee to offspring, if a father died prematurely or with a sudden, the child will not be neglected in her life.

It could also happen to a person who has reached the age ketuaannya and not being able to earn a living or finance their children, then buy life insurance, the risks that may be suffered in terms of lost opportunities to earn a living will be covered by insurance companies. It turns out here, that is useless for life insurance agencies with the main goal is to underwrite or guarantee a person against financial losses.