Service

The service is the extent to which the mirror-quality human resources in the company or not. In addition, insurance companies are selling 

services, so excellent service is the key. For example, the extent to which the speed of service in both the policy issue especially in the payment of compensation or claim. Moreover, the matter of service can actually be felt by the customer. Is this the insurance company actually the best service for its customers?

Cost / Price

Issue price is how much of the costs incurred by insurance companies in operation. If greater than the cost of income, then obviously the company is not efficient. If not efficient, it will end up losing money. And if the losses continue, certainly not healthy. In 

this connection, can also see the price premiums. Compare the price of insurance premiums with other insurance. Where quality is really good?

If the number of insurance companies of RBC (Risk Base Capital) is high, it means the company is valued in 

good condition. But we must not remain solely with RBC numbers. Therefore, it could be a large company that does a massive expansion such as opening many branches, then his RBC numbers would be small. Instead, there is a small insurance company but never to expand, the RBC number may be much larger. Thus, RBC numbers can not be used as the only measure, whether the insurance company is healthy or not. In this case, also noteworthy is the performance of the company within two or three years. How much profit each year, how much gross premiums they receive each year, how much additional capital and assets every year. The online website you can get auto insurance rate comparison, the level of home insurance, term life insurance quote, term life insurance premiums, auto insurance rates and others

Reinsurance

Reinsurance is to be interpreted as an insurance company of his insurance company. This means that the insurance company in the operation, to reduce the risks that can happen to him, also insure these risks to other insurance companies. And the company is usually larger. So consider this, ask if your insurance company will take reinsurers. This is important when there is something you do not want the insurance company of your choice, there are other companies that have good reinsurance company guarantees the protection of the rights or obligations of your premium payments. It is also important you have to know the management company so that if anything happens, you can still get information.

Age

"The parents must be adults'.

Although seem too cliche, but it must be recognized that the insurance company is quite old age than other companies could mean that insurance companies have sufficient capital to age high enough that they exist. It also explains how to manage the fund management clients. With older age, may mean that the company is able to manage these funds optimally. Whether it is to get results for business development and risk management measure to ensure the rights of the customer. Because logically, how could she not last long if you can not manage your finances well.

Professional and honest

Six things that can be used as a reference is professional and honest. How do we know the insurance company professional and honest or not? It is a parameter of how much their customer base? and how they deal with complaints from customers.

The increasing number of customers will show how the level of service that has made the company. This could mean how attention to customers, ease of claims and of course security funds entrusted. You can also check out the best insurance rating of the magazine / website poll.

Finally, just as the selection of goods or other services, you all should have a solid foundation in making choices. The main indeed always choose the insurance company that suits your needs.