Health insurance is insurance that provides reimbursement of health care costs if the policyholder hospitalized due to disease or accident. The amount of reimbursement according to the number of hospital bills to limit certain limit based insurance plans are taken
Different health insurance with critical illness insurance. Critical illness insurance provides cash compensation if certain critical illness. Cash compensation is given once in a lump-sum.
Here we present the Best Health Insurance Comparison between Allianz, AXA and Manulife.
Allianz
In Allianz's total premiums year is Rp 11,250,000 for hospitalization. Interestingly, the limits of hospitalization in a room for USD 750 000 to 180 days a year, including the highest among others. But Allianz apply limit per treatment varies depending on the type of treatment. Meanwhile, the total limit restrictions as far as to the combined treatment did not exist. Cashless system. More can check the official website of Allianz health insurance.
AXA
Total premiums AXA year is Rp 12,674,000 for hospitalization. Although more expensive among others, AXA does not apply limit per treatment. Care paid according to receipts, which are limited treatment combined limit of Rp80 million a year. There are a total combined limit of Rp 250 million a year per person. Hospitalization with room for Rp 750,000 per day a maximum of only 60 days a year, fewer than Allianz. Cashless system. Learn more checks on the Official Website AXA health insurance.
Manulife
Health insurance is a rider or additional term life insurance-life (Hospital Benefit Plus). Although not a pure health insurance, this program has interesting benefits, not least with a pure insurance. Total premiums a year is Rp 9,854,000 for hospitalization. In addition to cheaper premium of Allianz and AXA, room expenses are also higher at Rp 800,000 per day with a maximum of 60 days a year of hospitalization. However, Manulife apply the limit per treatment were relatively low, although there is no limit combined limit year.
Manulife provides two benefits at once, life insurance and health insurance. Life insurance benefits here are not unit-link because there is no investment element. In addition to protection of health costs, you get life insurance valued at USD 600 million. We know that some other health insurance also provides benefit if the insured dies. But the numbers were small. Nothing of the insurance provided Manulife.
The importance of health and the high cost of treatment makes protecting insurance costs is an important part of any family's financial planning. Moreover, if there are no health facilities from work. Make sure you choose the insurance that best suits your needs and abilities, in the heart - the heart. Most do not use the description above as a guide.
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