Nowadays, a lot of credit card offers and insurance by phone. Sometimes, this offer was very disturbing because it can occur continuously.

When you lift the phone, which offers sales will continue to talk without giving you a chance to talk, which in turn ask you to buy their products.

However, the Financial Services Authority (FSA) has issued a circular that it was now not allowed. Unfortunately, despite the new rules been in effect, there are still those who remain do so.
Of course, they were not aware of any circular from the FSA would be an easy target. If you receive a call of this kind, there are several things you can do to resist it.

First, the question of where he got nomermu because you are obliged to be suspicious. If it turns out that offers products related to the bank where you are saving money, then it is understandable, if not you can inquire further and stop the phone.

Second, you can immediately provide a 'threat' that the action taken is already banned sales FSA. Third, you have to be extra careful in providing answers to questions.

If it turns out you're interested in the products offered, you shall be careful because the answer will be recorded. Do not easy or semabarangan give an answer 'yes'. The reason, sales could only process that you agree to buy the product.

So, use words that are not considered a form of consent. So, beware!